Loan For Bad Credit
Loan for bad credit: Understanding lenders, low rates
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December 07, 2001

By: Bev Dodd
Website: http://www.family-refinance-consolidation-loans.com

Loan for bad credit: Understanding lenders, low rates

If you applied for a loan for bad credit in the past and have been turned down, you have the right to a copy of that report. Lenders realize that people looking for a loan for bad credit do shop around and that is one reason why there could be so many credit checks on file. We'll discuss this more below.

If you apply for a loan for bad credit, it is accepted and common practice for lenders to request payment for a credit report or appraisal. However, legitimate lenders never ask you to pay for processing your application. And generally won't ask you to pay for the credit report.

Lenders do of course realize that some inquiries are a result of shopping around for the best rates on a loan for bad credit, and so they will often overlook a block of inquiries within a very recent period. It may help if you explain the inquiries in the application for a loan for bad credit.

You have the right to a copy of your credit report if your application loan for bad credit has been denied in the past, because of information supplied by the CRA. Your request must be made within 60 days of receiving your denial notice. And it's quite possible there was an error on it that you could explain easily.

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About The Author:

Bev Dodd is a successful author and publisher of http://www.family-refinance-consolidation-loans.com.  Many have commented that her website offers the best recommendations, links and information on loans, mortgages and financing.


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