Loan For Poor Credit
Loan for poor credit: No hidden costs, low rates
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December 07, 2001

By: Bev Dodd
Website: http://www.family-refinance-consolidation-loans.com

Loan for poor credit: No hidden costs, low rates

Know all the costs involved if you use a credit repair service to help you before you start looking for a loan for poor credit. There are ways to build your credit rating before and after you get a loan for poor credit. We'll discuss this more below.

Be wary if you use a credit repair service to help you before you start looking for a loan for poor credit. Credit repair services inundate the credit bureau, disputing all the bad marks on your credit report in the hope of bogging down the system. Credit repair services count on the bureau being so busy answering all their frivolous disputes within 30 days that they will not finish reviewing all of them and they'll default on the 30 day limit. By law, if a credit bureau does not respond to requests within 30 days they must remove the disputed items from your credit report. You can do a better credit repair job yourself for less money than a credit repair service would charge you. The credit bureaus can quickly determine if the bad marks on your credit report are valid or not.

Depending on whether you are applying for an auto loan, a loan for poor credit, or a loan for business or personal use, different lenders may apply different standards in rating your credit worthiness. For this reason, reading your credit report and understanding how your credit data might be interpreted may give you a chance to improve your credit worthiness from the point of view of a lender.

You can build your credit rating through the use of a secured credit card. You put the money up front in the form of a security, but your rating will still reflect the payment history you develop with the card. This is an easy step to take before applying for a loan for poor credit.

For more information on related products and services, please choose from the following menu of items:

Auto loans | Bad credit approval | Debt consolidation | Home buyers | Personal loan online | Refinancing



About The Author:

Bev Dodd is a successful author and publisher of http://www.family-refinance-consolidation-loans.com.  Many have commented that her website offers the best recommendations, links and information on loans, mortgages and financing.


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